Direct Selling Statutory Compliance Declaration

2. Strict Prohibition of Pyramid & Money Circulation Schemes

In absolute obedience to Rule 3(h) & Rule 10 of the Consumer Protection (Direct Selling) Rules, 2021, and the Prize Chits and Money Circulation Schemes (Banning) Act, 1978, Jivika Wellness strictly certifies that:

• ZERO Joining Fee: Jivika Wellness does NOT charge any enrollment fee, registration fee, starter kit mandatory purchase, or annual renewal subscription fee to become an independent partner.
• NO Compulsory Inventory Loading: Independent partners are never coerced or incentivized to purchase inventory beyond what they can reasonably consume or retail within 30 days.
• Commissions Strictly Based on Product Sales: No commission, bonus, or economic incentive is ever paid solely for sponsoring, enrolling, or recruiting another person into the network. All incentives are mathematically derived from genuine Business Volume (BV) generated from actual consumption or retail sale of authentic Ayurvedic wellness products.

3. Statutory Cooling-off Period & Buyback Guarantee

As mandated under Rule 6 & Rule 7:

• 30-Day Cooling-off Period: Every new customer and direct seller is legally entitled to cancel their order or agreement within 30 days of invoice date and receive a 100% full refund on return of marketable goods.
• 90-Day Inventory Buyback: Direct sellers terminating their partnership are entitled to a full buyback of currently marketable, unsealed inventory within 90 days of purchase at partner price less reasonable restocking costs.

4. Statutory Taxation & Banking Integrity

• Every sale of goods is accompanied by a statutory GST Tax Invoice bearing individual HSN Chapter codes.
• Direct seller compensation is subjected to statutory 5% Tax Deducted at Source (TDS) under Section 194H of the Income Tax Act, 1961, with regular Form 16A certification.
• All earnings disbursements are transferred exclusively through approved RBI Banking channels (NEFT / RTGS / IMPS) into KYC-verified savings or current accounts.